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First Community Bank Personal – Checking & Savings

First Community Bank offers a wide variety of checking accounts.  All checking accounts include FREE Online Banking, Bill Pay, and telephone banking.  Visit with one of our friendly bankers to find an account that is perfect for you.

Free Checking - Investment Checking - Club Checking - Heritage Checking - Regular Savings - Money Market Account

Free Checking
This is the ideal account for those who want unlimited check writing without worrying about maintaining a minimum balance.
Service Charge:  No monthly service charge and no minimum balance required
Interest: None
Special Features
:
                        Unlimited Check Writing and ACH transactions!
                        Monthly non-imaged statement!
                       

Investment Checking
Our premier checking account!  This account is designed exclusively for customers who maintain a high balance and want a higher interest rate.
Service Charge:  Service charge is calculated using your average collected monthly balance during your statement cycle.  A $750 average balance will waive the monthly service charges.
Interest: Yes
Special Features:
                       FREE club checks!
                       Images of checks and deposits with monthly statements!
                       Earn GREAT interest on this account!

Club Checking
This account isn't your run of the mill checking account.  You will receive FREE special mamber wallet checks, FREE Online Bill Pay, FREE Safe Deposit Box for the first year, and a reduced rate on installment loans with automatic payment from your account.  All these benefits are included in the low $5 monthly service charge.
Service Charge:  $5 monthly service charge
Interest:  None.

Heritage Checking
This free interest bearing account is available for all customers over the age of 55 who are members of our Heritage Club.
Service Charge:  No monthly service charge and no minimum balance
Interest:  Yes

Savings
Perfect for the saver who is just starting out or for anyone who wants easy access to a savings account set aside for a specific goal.
Service Charge:  Service charge is calculated using your average collected monthly balance during your statement cycle.  A $100 average balance will waive the monthly service charges.
Interest: Yes
Special Features:
                        3 free withdrawals per month.
                        Quarterly statements!

Money Market Account
A great choice for investors who want higher rates with maximum liquidity.  Great for emergency funds and short-range needs.
Service Charge: Monthly service charge is calculated using your average collected monthly balance during your statement cycle.  A $2,500 average balance will waive the monthly service charges. *
Interest:  Yes
Special Features:
                        3 free withdrawals per month
                        Transaction restrictions apply
                        Images of checks and deposits with monthly statements!
                        Earn GREAT interest on this account!

*Other charges may apply.