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First Community Bank – Consumer Services

First Community Bank takes great pride in the selection of services that we provide to our customers.  It is very important to us to make sure that our customers have the best tools available to make managing their finances easy and functional.

MasterCard Debit Card
Enjoy the safety and convenience of a FCB MasterCard Debit Card.  Unlimited usage, no annual fee, no interest charges and zero liability are just a few of the benefits of the card.  Purchases and ATM withdrawals are taken directly from your checking account, and the details are listed on your monthly statement.  We have three convenient ATM locations. 

Credit Card
First Community Bank offers a low rate VISA Credit Card with no annual fee.  Stop in or call to receive an application today.

Voice Response TeleBanking   1-888-374-7331
Call this toll free number from anywhere in the world 24/7 to access your First Community Bank accounts.  You can check balances, transfer funds, request a fax, and inquire about a variety of services right from your touch-tone phone.  The instructions on the phone are easy to follow or ask your friendly banker to walk you through a demonstration.

Redi-Reserve Overdraft Protection
Save your checkbook from mistakes or unexpected expenses with Redi-Reserve Overdraft Protection.  Once you are approved, we will open a line of credit attached to your checking account that you may borrow against.  You may use it as a protection against overdrafts, or you may use it as a short-term loan.  Visit a friendly banker to apply.

Safe Deposit Box
Keep your personal documents and treasures secure in our bank vault.  We offer boxes in a variety of sizes.  Visit your local branch for availability.  You’ll find that the annual fees are minimal compared to the replacement cost of your valuables.  You’ll enjoy the peace of mind knowing that you, and those you authorize, are the only ones with access to your property.

Night Drop
Can’t make it to the bank during normal business hours?  You may leave your deposit in our secure Night Drop.  Transactions will be processed in the morning of the following business day.